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Business Checking
Citizens Security Bank offers checking accounts to suit the specific demands of your business - whether it's opening a simple home-based business or managing the payroll of a large corporation, we have the solution! Our Personal Bankers will work with you to select the account solution that best meets the needs of your business. You may also add services to your checking plan to enhance reporting and automate reconcilement, reduce check fraud, and save you trips to the bank!
Our Business Checking Accounts offer:
- Free VISA Business Check Card - eliminate the need for writing so many checks!
- Free 24-hour Bank by Phone account access.
- Free Internet Banking at www.citizenssecurity.com - 24/7 access for balance, transfers and transaction information.
- Remote Deposit Solutions - never leave your place of business to make a deposit!
- Access to a variety of Cash Management Solutions.
- Credit Card Merchant Services.
- Free Notary Service.
- CD-Rom Statements.
- Competitive earnings allowance for high-volume account activity.
Get solutions fast - talk to one of our personal bankers - better known as business experts!
Visit or call one of our convenient locations to talk to one of our personal bankers about your interest in Citizens Security Bank's deposit solutions.
*A Bounce Protection Paid Item Fee ($28.00) will be charged each time an item is presented for payment and there are insufficient funds in the account to pay the item but the item is paid within the Bounce Protection balance limit. A Non-Sufficient Funds (NSF) Paid item Fee ($28.00) will be charged each time an item is presented for payment and there are insufficient funds, including the Bounce Protection balance limit, in the account and the item is paid. A Non-Sufficient Funds (NSF) Returned Item Fee ($28.00) will be charged each time an item is presented for payment and there are insufficient funds, including the Bounce Protection balance limit, in the account to pay the item and the item is returned. For purposes of determining these fees, an item is any debit, (check, ATM debit. Point of Sale debit, Automated Clearing House debit, a preauthorized debit, check returned that was deposited to your account, and similar type of items) to your account, excluding service charges and these fees. Customers with Bounce Protection must bring the account to a positive balance within 30 calendar days of the date of an overdraft to avoid suspension or revocation of the Bounce Protection privilege. The bank reserves the right to pay or return any item presented for payment where an account does not have sufficient funds to pay the item.
 
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