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CITIZENS MONEY MARKET
- $100 Minimum to open
- $9.95 Monthly Maintenance Fee if minimum balance falls below $2,000
- $.27 per item deposited in excess of 30 per month
- Full Price for printed checks, deposit slips, endorsement stamps, etc.
- Internet Bill Pay available
- Monthly Statement
- Limited check writing
- Interest rate determined by daily collected balance:
$.01-$9,999
$10,000-$49,999
$50,000-$99,999
$100,000-249,999
$250,000 & above
- $1000 Bounce Protection
CITIZENS SAVINGS
- $100 Minimum to open
- $2.95 Maintenance Fee if minimum balance falls below $100
- $.27 per item deposited in excess of 30 per quarter
- $1.25 fee in excess of 6 withdrawals per quarter
- Interest paid on daily collected balances of $100 & above
- Free ATM Card
*A Bounce Protection Paid Item Fee ($28.00) will be charged each time an item is presented for payment and there are insufficient funds in the account to pay the item but the item is paid within the Bounce Protection balance limit. A Non-Sufficient Funds (NSF) Paid item Fee ($28.00) will be charged each time an item is presented for payment and there are insufficient funds, including the Bounce Protection balance limit, in the account and the item is paid. A Non-Sufficient Funds (NSF) Returned Item Fee ($28.00) will be charged each time an item is presented for payment and there are insufficient funds, including the Bounce Protection balance limit, in the account to pay the item and the item is returned. For purposes of determining these fees, an item is any debit, (check, ATM debit. Point of Sale debit, Automated Clearing House debit, a preauthorized debit, check returned that was deposited to your account, and similar type of items) to your account, excluding service charges and these fees. Customers with Bounce Protection must bring the account to a positive balance within 30 calendar days of the date of an overdraft to avoid suspension or revocation of the Bounce Protection privilege. The bank reserves the right to pay or return any item presented for payment where an account does not have sufficient funds to pay the item.
 
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